Listing Details: Sheboygan and Sheboygan Falls, Wisconsin Real Estate Listings & Homes For Sale Provided by Linda Buchmann

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Making An Offer >Keeping Your Earnest Money Safe

When you make an offer on a house, it is accompanied by an earnest money check. Earnest money is intended to demonstrate that you are "in earnest" about purchasing the property. The earnest money check is made out to the listing company. What happens to this check?

The party holding the check acts as an escrow agent until you go into closing. At that time you will receive credit for the amount of your check against the down payment and closing costs. Real estate brokers are required by law to keep escrow funds in a special account. These funds cannot be used to pay any other expenses associated with the sale. If you don't complete the transaction, the purchase contract determines the disposition of your earnest money funds. Be sure to review this part of your contract with the real estate agent.

If you are in default on your agreement, the funds may go to the sellers, so be sure that you understand the deadlines in order to avoid breach of contract and forfeiture of your deposit. If you have any questions, be sure to ask your real estate agent for advice.

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Q	What document must lenders provide within three days of receiving your application for financing?
A	The "Truth In Lending Disclosure Statement" will give you complete financial information about the loan.
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Linda Buchmann, REALTOR�, real estate agent and broker for Sheboygan and Sheboygan Falls, Wisconsin home listings, property and land for sale - NUMBER1EXPERT

Linda Buchmann
ERA Three Oaks Realtors
5210 Vanguard Drive
Sheboygan, WI 53083
Phone Linda: 920 565 4545 ext 106
Phone Duane: 920-565-4545 ext 107
Fax: 920-565-4243
lindabuchmann@NUMBER1EXPERT.com
duane.buchmann@era.com
The Buchmann Team, Linda is the driving force of the Buchmann Team. Linda's husband Duane assists Linda to ensure Customers and Clients get the service they deserve. We work together very closely to ensure that we earn your business. Linda has lived and worked in Sheboygan since 1967. She�s raised her family in Sheboygan. Linda has experienced many changes in Sheboygan Real Estate and really understands Sheboygan�s Real Estate Market. The Buchmann Team has a well known reputation for friendly personal service. You'll truly enjoy the experience of working with true professionals, who care about your needs.

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